✦ The Process ✦

How It Works

Four steps to turn a frustrating bill into a professional dispute letter — in under two minutes.

01

Upload Your Bill

Take a photo or scan your bill — medical, telecom, utility, insurance, or any service. We accept JPEG, PNG, WebP, and PDF up to 20 MB.

02

AI Analyzes It

Our AI reads every line of your bill — provider, amount, account number, billing date — and benchmarks it against expected rates to estimate how much you can save.

03

Generate Your Letter

Pick your tone: kind, firm, or strong. Enter your name and address, and we produce a professional dispute letter citing specific errors, overcharges, or policy violations.

04

Send It

Download and print the letter to mail yourself, or use KillMyBill to email a copy to your inbox. We're building physical mail delivery — coming soon.

Common Questions

What kinds of bills can I dispute?

Any bill: medical, hospital, telecom (phone, internet, cable), utility (gas, electric, water), insurance, and general service providers. Our AI adapts the dispute letter to the bill type automatically.

Does this actually work?

Billing errors are more common than most people realize — studies show up to 80% of medical bills contain errors. A formal dispute letter forces the provider to review the bill. There are no guarantees, but thousands of people successfully reduce bills each year by simply asking.

Is my bill data private?

Your bill is sent to our AI provider (Anthropic or OpenAI) for analysis and is not stored on our servers. The generated letter stays in your browser's local storage until you clear it.

Do I need an account?

No. You can upload, analyze, and generate a letter without signing in. Creating an account with Google lets you access your letter history across devices (coming soon).

Is this legal advice?

No. KillMyBill generates dispute letters based on common billing error patterns. It is not a law firm and does not provide legal advice. Review every letter carefully before sending.

Upload a Bill — It's Free

No account required.